Insurances We Accept at Start My Wellness

At Start My Wellness, we believe in making mental health services accessible and affordable. Understanding your insurance coverage upfront can reduce stress and ensure you get the quality care you need at the price you deserve. Our behavioral health services, including therapy, medical testing, and medication management, are in network with Blue Care Network, Aetna, and Priority Health. Additionally, our services are eligible for reimbursement by most medical savings accounts.

Below, we’ve outlined the insurance plans we currently accept so you can begin your journey to wellness with confidence and clarity. We always let you know the cost of services upfront so you’re never left worrying about how much therapy will cost.

BNC and BCBS Combined Logo
Priority Health Logo
Aetna Logo
We Accept Private Page

Insurance & Private Pay Details

BNC and BCBS Combined Logo

Blue Cross Blue Shield and the Blue Care Network of Michigan

The Blue Care Network (BCN) is part of the broader Blue Cross Blue Shield (BCBS) and offers extensive medical coverage for Michigan Residents.

Coverage Area: Michigan (BCN); Nationwide (BCBS)

Verification: You can verify your benefits before scheduling an appointment to understand your coverage.

Contact:
BCBS Michigan Coverage
(313) 225-9000

Aetna Logo

Aetna

Aetna provides comprehensive Michigan coverage for individuals and families and operates as part of the CVS Health Family.

Coverage Area: Michigan and select states.

Verification: Some services may require prior authorization. Verify with Aetna.

Contact Information:
Michigan Support
(866) 316-2784

Priority Health Logo

Priority Health

Priority Health is a Michigan-based insurance provider that offers individual and family plans with a focus on affordability for Michigan residents.

Coverage Area: Michigan (statewide)

Verification: Contact Priority Health to verify coverage for behavioral health services.

Contact Information:
Priority Health Membership Portal: Click Get Help or visit the Help Center
(800) 942-0954

We Accept Private Page

Private Pay

We offer private pay options if you don’t have insurance or prefer not to use it. We’ll work with you if short-term financial issues arise and provide flexible payment options.

Payment Methods: Use our secure online portal to pay. We accept most credit cards.

Contact Information:
Request Appointment
(248) 514-4955

Savings & Spending Accounts

We accept various medical savings accounts that allow you to reimburse the cost of qualified behavioral health services. Behavioral health services include therapy, medical testing, and medication management. However, they must be deemed medically necessary, usually for an existing health condition rather than general mental wellness. These accounts are a flexible way to manage costs if your insurance doesn’t cover all services.

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Health Savings Accounts (HSAs)

HSAs allow you to invest money without paying taxes to use towards qualified health services. To qualify as an HSA-eligible expense, the behavioral health service must be medically necessary. Learn More About HSAs >

Medical Savings Accounts (MSAs)

With MSAs, Medicare gives plans money each year for necessary healthcare expenses which can be used towards qualified behavioral health services. Learn More About MSAs >

Health Flexible Spending Accounts (FSAs)

FSAs are employer-sponsored accounts that allow you to set aside pre-tax dollars to cover healthcare expenses. With an FSA, you can pay for therapy upfront and be reimbursed through your employer’s plan while saving additional money on taxes. Learn More About FSAs >

Health Reimbursement Arrangements (HRAs)

HRAs are entirely funded by employers and provide tax-free reimbursement for employees. These funds can go towards qualified behavioral health services, and unused funds will be rolled into the following year. Learn More About HRAs >